My insurance story: Million dollar Trip



Insurance feels good. Yeah, I said it. It feels really good when you're on the floor, in a fetal position, crippled by pain. Last summer while I was going for a bike ride with my friends I met with an accident which has brought me to my knees in pain. Everything about this was the worst. Except for my insurance. I love motorcycling but naturally I hate going down. I've been fortunate, but have ridden with many less so. I have the worst in mind at least once a minute. Sharing stories is how I stay alert.

I have many near misses I could recount, but this one came after I thought I'd seen them all.

Back to the insurance in a moment. First some highlights of what the worst is like, for you lucky readers who've never experienced pain of broken leg and the ambiance emergency room

A day passed and so did with the broken leg

For me, life continued as usual - thanks no small part to having good health insurance (and knowing that I had good health insurance). However, for some unlucky folks in the Emergency Room with me, that wasn't the case. In between my waves of pain, 

Going to the Hospital Now a days is terrible. Not having the right insurance that day is even worse. At Moneymindz.com we want to make sure everyone has the right insurance to cover these unavoidable bad scenarios. Be on the lookout for new health insurance tools to make sure you're not surprised by any coverage gaps. We at Moneymindz.com will make it easy for you. Just give us a missed call on 022-62116588 to explore our Free financial Advisory Service. we are not a seller of any financial products. We only provide FREE financial advice so that you are not mis-guided while buying any kind of financial products. 

I overheard a number of conversations between the Hospital administrator and patients about their insurance. People already gripped by pain and fear had to explain they didn't have insurance.

For these unfortunate people, the pain was only beginning.

If I had been uninsured, something as innocuous as a broken leg would have cost me more than 1 lakh in that surgery of my leg. But even with insurance, you could find yourself in a tough spot. . And 78% of those who filed for bankruptcy had health insurance! But they had gaps in their coverage (like high deductibles or limits on benefits) or were too sick to work and lost their health insurance as well as their income (which you can protect against with disability insurance.)

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