People often get confused with their relationship with money and how they manage their personal finances don’t exist in isolation of their well-being and the pursuit of their life goals.
The importance of money in human life is similar to the importance of food for the body. Just like you can’t live even for a few days without food, you can’t survive for long without money.
You can definitely solve most of your problems of life if you have unlimited supply of money. If you have lots of money:-,
- You won’t be facing basic problems of life like food, water, shelter or clothing.
- You can buy all items for your comfort like house, Air-conditioners, TV and other household goods to live comfortably.
- You can engage many servants to take care of you and live like a king
The only problem is that money does not come just like that to any person by any amount of wishing, praying or wanting. You have to work hard and compete with fellow human beings to earn money as the supply of money is limited in this world but the demand of money is unlimited.
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Too often without thinking we chase after money. Sometimes to get money that money has people are becoming less social. Such as having enough time outside of work to enjoy family and friends, or the pursuit of a deep interest, such as learning a new language or how to play an instrument. Money has distracted us from thinking about other more important things. If someone wants something, all they think about is saving money and not spending a lot.
If someone has a lot of bills all they think about is getting money to pay them off. If someone doesn't have a lot of money, they work more to make more. Because we need money for almost everything, people are to concern about having it, and because of that, some people think the world would be better without it. Everything cost money, even happiness that’s why people will do almost anything for it.
Even if you don't think money is needed for happiness now, you probably had to pay for happiness before. Let’s say you and your friend are in the park and you two see an ice cream truck. You get up to buy two big cones, it’s a beautiful hot day and ice cream cone would taste delicious. Then when you get to the truck you open up your wallet and there's no money. You will feel embarrassed that you can't do a simple thing like buy ice cream.
Don’t get me wrong.
Earning money and saving is important –
There are real needs for things like retirement or a college education. Having a rainy day fund is also necessary. There’s also the pleasure of an indulgence. But how much you need for your long-term needs and short-term needs is a very personal question that too few people think about beyond “more is better”.
With the money we do have, there’s a benefit to being frugal, while cheapness can be a menace. Research finds that cheap people are psychologically pained from spending money, and therefore are willing to sacrifice their well-being to save a buck. Frugal people, on the other hand, take pleasure is using money wisely. They’re more likely to deploy their money to pursue meaningful goals.
In this light,
I think we are better served by thinking of money as a means to accomplishing goals, instead of being a goal itself. Start with: what do you really want to do, experience, and contribute through your life? There is such a thing as ‘enough’ money –and there is such a thing as a good life that extends beyond having money (laughter, friendship, intimacy, vigor and vitality, etc.).
Keep in mind the ‘personal’ in personal finance – that’s the part almost everyone forgets about
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